What and why do I insure?
Voluntary health insurance, necessity or luxury?
The answer to this question is quite simple and will be confirmed by all those who have voluntary health insurance. Today, it is the need of both the employee and the employer, without any dilemma, because it makes it easier and faster for the employee to go to the doctor, while for the employer, voluntary health insurance means reducing the absence caused by the employee`s health conditions. It means less stress for everyone.
Why do I choose GlobosMedic private health insurance?
- It provides adequate and easily accessible health care in accordance with the contracted level of coverage
- Identification with a personalized insurance card
- Easy scheduling appointment via GlobosMedic call center 24/7, 365 days a year, +381 11 36 36 939
- Insured sum and the scope of coverage chosen by employer
- It provides opportunity to choose a doctor and medical institution in a well-organized network
- It provides possibility of treatment and regular control of existing health conditions
- It provides the possibility to include systematic examination
- Physical and speech therapy are included in all packages
- Psychological counseling and consultations with a psychologist are included in all packages
- New pregnancy and newborn coverage without waiting period
- Simply and easily accessible information about the risks covered by the policy and the insured sum spending on the portal https://servisi.globos.rs/login
- The network of medical institutions is available on the LIST OF MEDICAL INSTITUTIONS.
*The voluntary health insurance policy is concluded by the legal entity for its employees and their family members in accordance with the needs and available budget.
Basic coverage ensures all the necessary health care, i.e. outpatient treatment:
- Examination by an attending physician
- Laboratory findings, tests and analyses
- Diagnostic procedures, tests and analyses
- Diagnostic procedures and interventions that are carried out in order to examine reproductive health
- Emergency medical or medically justified transport
- Examinations at an outpatient clinic and outpatient surgical interventions
- Materials and service of administration of therapy, injections, IV fluids and work therapy with the cost of medicine
- Outpatient care after hospital treatment
- Psychiatrist or psychologist services
- Homeopathy and acupuncture
- Medical technical aids
- Home visits by an authorized physician in medical emergencies
- Treatments in the emergency unit
- Physical and speech therapy
- Ophthalmological examination
- Emergency dentistry due to an accident
Additional coverage ensures the following:
- Hospital treatment - hospitalization; compensation for the costs of an examination by an authorized physician and medical staff; diagnostic procedures, laboratory tests and findings; administration of registered drugs, injections, infusion therapy; chemotherapy and radiotherapy; surgical interventions; medicines and medical supplies; medical-technical aids; implants in surgery.
- Health care for pregnant women and newborns - examination by a gynecologist, prenatal vitamins, ultrasound examination and doppler, additional ultrasound in high-risk pregnancies; expert fetal ultrasound; childbirth, which includes costs incurred for the doctor, medical technicians, anesthesiologists, delivery room, medicines, additional diagnostics; costs of treating a child in the first month of life; home care in the first month of the child`s life; regular examination in the first 24 months of the child`s life; prenatal diagnostics; examinations, swabs, laboratory analyses; CTG; apartment accommodation during childbirth; epidural anesthesia prescribed by a doctor; the presence of the father at the birth; fetal echocardiology; additional fetal echocardiography in case of demonstrated anomalies; in the case of a high-risk pregnancy, medically justified treatments to prevent temporary childbirth, stay in the hospital to maintain the pregnancy; progesterone and tocolytic therapy and other drugs to prevent premature birth in high-risk pregnancies.
- Medicines - the coverage of medicine costs includes the incurred costs of medicines that are listed in the current national register of medicines of the Republic of Serbia with or without a docto`s prescription, issued by an authorized physician.
- Ophthalmology - examination by an ophthalmologist to check vision; procurement of frames and dioptric glasses; purchase of contact lenses.
- Dentistry - preventive treatment; basic and major restorative treatment; periodontal calculus removal; oral-surgical and periodontal interventions; costs of anesthesia and dental X-ray.
- Physical examination - a set of health services that are performed preventively in order to check the state of health.
VOLUNTARY HEALTH INSURANCE AGAINST SERIOUS ILLNESSES, CANCER AND SURGICAL INTERVENTIONS
Why do I choose Globos Insurance?
- Low cost for insurance value
- The only insurance on the market in case of cancer, heart attack and stroke
- Safety at the moment when a serious illness occurs or surgery is needed, in accordance with the insurance conditions
- Onlinedok, a gift service of a doctor's assistance online, by video call, chat or phone call, is realized through advice and information that does not require direct contact of the doctor with the patient (valid for the policy of voluntary insurance against serious illnesses and surgical interventions)
- The policy holder is insured at all times during the policy validity period, both at work and in spare time, while the basic policy of voluntary health insurance is valid
Insured cases of cancer, heart attack and stroke include:
- Malignant tumour
- Myocardial infarction
- Stroke
*in accordance with the insurance conditions
Insured cases of serious illnesses include:
- Tumour
- Stroke
- Myocardial infarction
- Coma
- Embolism
- Bacterial meningitis
- Encephalitis
- Hepatitis B and C
- And many others based on the Insurance Conditions in case of serious illness and surgical interventions
*in accordance with the insurance conditions
The following body parts may be the subject of an insured event when insuring against surgery:
- Nervous system
- Endocrine system
- Respiratory system
- Digestive tract and abdominal organs
- Heart
- Arteries
- Urinary system
- Bones and joints of the skull and spine
- Other bones and joints
- Genitals
- Eye
- Ear
*in accordance with the insurance conditions
*the insurer's obligation does not exist in the events arising as a result of an illness that existed at the time of concluding the contract, due to the use of psychoactive substances, committing a crime, suicide attempt, engaging in risky activities or sports, etc., as stated in the Insurance Conditions in case of serious illness and surgical interventions
Information for the contractor
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Zahtev za prijavu osiguranog slučaja GlobosMedic dobrovoljnog zdravstvenog osiguranja - Zahtev za preautorizaciju medicinskog tretmana
- Posebni uslovi za dobrovoljno zdravstveno osiguranje stranaca
- Special Terms and Conditions for Voluntary Health Insurance for Foreigners
- Information for Policyholders before concluding- Voluntary Health Insurance for Foreigners
- Uslovi za kolektivno dobrovoljno zdravstveno osiguranje
- Predugovorna informacija - dobrovoljno zdravstveno osiguranje stranaca
- Predugovorna informacija - kolektivno DZO teže bolesti i hirurške intervencije
- Predugovorna informacija - kolektivno DZO
- Predugovorna informacija - kritične bolesti
- Posebni uslovi za kolektivno DZO za slučaj težih bolesti i hirurških intervencija
