„Let's stay healthy“

Voluntary health
insurance


What and why do I insure?


Dobrovoljno zdravstveno osiguranje, potreba ili luksuz?

Odgovor na ovo pitanje je sasvim jednostavan i to će potvrditi svi oni koji imaju dobrovolino zdravstveno osiguranje. Ono je danas potreba i zaposlenog i poslodavca, bez ikakve dileme, jer zaposlenom olakšava i ubrzava odlazak kod lekara bez troškova, dok za poslodavca zdravstveno privatno osiguranje znači smanjenje odsustva izazvanog zdravstvenim stanjima zaposlenog. Za sve zajedno znači manje stresa.



Zasto odabrati GlobosMedic dobrovoljno zdravstveno osiguranje?

Sa pažnjom prijatelja, poslodavca i zaposlenog, slušajući Vaše potrebe, napravili smo ozbiljan iskorak i uveli pet značajnih pogodnosti koje GlobosMedic dobrovoljno zdravstveno osiguranje čine posebnim na tržištu privatnog zdravstvenog osiguranja u Srbiji.

Upoznaćemo Vas sa izuzetnim benefitima koje pruža GlobosMedic polisa dobrovolinog zdravstvenog osiguranja i predstavićemo način na koji našim klijentima pružamo komfor vredan uloženog novca. Za početak, koja je cena privatnog zdravstvenog osiguranja u Srbiji?
Za klijente sa GlobosMedic polisom nema učesća osiguranika u troškovima zdravstvenih usluga ni u jednoj zdravstvenoj ustanovi. Jedinstvenost GlobosMedica je davanje mogućnosti poslodavcu da da odabere osiguranu sumu u skladu sa svojim željama i budžetom.

GlobosMedic VOLUNTARY HEALTH INSURANCE

Takođe, ne postoji karenca za trudnice i novorođenčad, što znači da ce svaka trudnoća koja nastane u bilo kom periodu od trenutka zaključenja GlobosMedic polise privatnog zdravstvenog osiguranja biti pokrivena istom. GlobosMedic polisa prihvata prethodno medicinsko stanje u vanbolničkom lečenju, što znači da je pokriven nastavak lečenja zdravstvenih stanja koja su nastala pre zaključenja polise u vanbolničkim uslovima. Fizikalna i logopedska terapija, kao jedne od najčešće traženih i korišćenih usluga, pokrivene su u okviru vanbolničkog lečenja svakog ugovorenog GlobosMedic paketa.

Zbog čega verujemo da je GlobosMedic najbolje zdravstveno osiguranje?

Ukoliko tokom osiguranog perioda dođe do bolesti, pogoršanja zdravstvenog stanja ili povrede, GlobosMedic polisa dobrovoljnog zdravstvenog osiguranja pokriva troškove sprovođenja medicinske usluge. Osnovno pokriće GlobosMedic polise obezbeđuje svu potrebnu zdravstvenu zaštitu koja se sprovodi u vanbolničkim uslovima, a koja obuhvata: preglede, laboratorijska i dijagnostička ispitivanja, testove i analize, dnevnu bolnicu i ambulantne hirurške intervencije, davanje inekcija i infuzija, patronažnu negu, usluge psihijatra/psihologa, kupovinu medicinsko tehničkih pomagala, logopedsku terapiju, fizijatrijsku terapiju, oftalmološki pregled itd. Pored osnovnog pokrića, zdravstveno privatno osiguranje koje poslodavac ugovara za svoje zaposlene može da obezbedi i dodatna pokrića: bolničko lečenje, lekove iz nacionalnog registra lekova, zdravstvenu zaštitu trudnica i novorođenčadi, optiku i stomatologiju, sistematski pregled.


Kako da zaključim zdravstveno privatno osiguranje?

GlobosMedic polisu dobrovoljnog privatnog zdravstvenog osiguranja u Srbiji zaključuje poslodavac za svoje zaposlene, a ukoliko želi i za članove njihovih porodica, u skladu sa potrebama i budžetom, čime zaposlenima obezbeđuje adekvatnu i lako dostupnu zdravstvenu zaštitu. GlobosMedic call centar za zakazivanje pregleda je dostupan 24 sata 365 dana u godini, a mreža dobro organizovanih zdravstvenih ustanova je dostupna na internet stranici www.globos.rs Kao siguran oslonac na životnom putu, Globos osiguranje nudi najbolje zdravstveno osiguranje u Srbiji uz cenu prilagođenu vašem budžetu!

<strong>Why do I choose Globos Insurance?</strong>

GlobosMedic VOLUNTARY HEALTH INSURANCE

Why do I choose Globos Insurance?


  • I have adequate and easily accessible health care, at hand, in accordance with the contracted level of coverage
  • I go to consultations, without direct payment of treatment costs, using a personalized insurance card
  • I schedule examinations simply through the GlobosMedic call center 24/7, all-year-round, at: 011 36 36 939
  • The network of healthcare institutions je velika i dobro organizovana, dostupna n is large and well organized, available at: : LIST OF HEALTHCARE INSTITUTIONS.

*The voluntary health insurance policy is concluded by the legal entity for its employees and their family members in accordance with the needs and available budget.

Basic coverage ensures all the necessary health care, i.e. outpatient treatment:

  • Examination by an attending physician
  • Laboratory findings, tests and analyses
  • Diagnostic procedures, tests and analyses
  • Diagnostic procedures and interventions that are carried out in order to examine reproductive health
  • Emergency medical or medically justified transport
  • Examinations at an outpatient clinic and outpatient surgical interventions
  • Materials and service of administration of therapy, injections, IV fluids and work therapy with the cost of medicine
  • Outpatient care after hospital treatment
  • Psychiatrist or psychologist services
  • Homeopathy and acupuncture
  • Medical technical aids
  • Home visits by an authorized physician in medical emergencies
  • Treatments in the emergency unit
  • Physical and speech therapy
  • Ophthalmological examination
  • Emergency dentistry due to an accident

Additional coverage ensures the following:

  • Hospital treatment - hospitalization; compensation for the costs of an examination by an authorized physician and medical staff; diagnostic procedures, laboratory tests and findings; administration of registered drugs, injections, infusion therapy; chemotherapy and radiotherapy; surgical interventions; medicines and medical supplies; medical-technical aids; implants in surgery.
  • Health care for pregnant women and newborns - examination by a gynecologist, prenatal vitamins, ultrasound examination and doppler, additional ultrasound in high-risk pregnancies; expert fetal ultrasound; childbirth, which includes costs incurred for the doctor, medical technicians, anesthesiologists, delivery room, medicines, additional diagnostics; costs of treating a child in the first month of life; home care in the first month of the child`s life; regular examination in the first 24 months of the child`s life; prenatal diagnostics; examinations, swabs, laboratory analyses; CTG; apartment accommodation during childbirth; epidural anesthesia prescribed by a doctor; the presence of the father at the birth; fetal echocardiology; additional fetal echocardiography in case of demonstrated anomalies; in the case of a high-risk pregnancy, medically justified treatments to prevent temporary childbirth, stay in the hospital to maintain the pregnancy; progesterone and tocolytic therapy and other drugs to prevent premature birth in high-risk pregnancies.
  • Medicines - the coverage of medicine costs includes the incurred costs of medicines that are listed in the current national register of medicines of the Republic of Serbia with or without a docto`s prescription, issued by an authorized physician.
  • Ophthalmology - examination by an ophthalmologist to check vision; procurement of frames and dioptric glasses; purchase of contact lenses.
  • Dentistry - preventive treatment; basic and major restorative treatment; periodontal calculus removal; oral-surgical and periodontal interventions; costs of anesthesia and dental X-ray.
  • Physical examination - a set of health services that are performed preventively in order to check the state of health.

*You can find information about the rights and obligations of voluntary health insurance in the Conditions for Collective Voluntary Health Insurance, which are also available on the official website: www.globos.rs.

VOLUNTARY HEALTH INSURANCE AGAINST SERIOUS ILLNESSES, CANCER AND SURGICAL INTERVENTIONS

Why do I choose Globos Insurance?


  • Low cost for insurance value
  • The only insurance on the market in case of cancer, heart attack and stroke
  • Safety at the moment when a serious illness occurs or surgery is needed, in accordance with the insurance conditions
  • Onlinedok, a gift service of a doctor's assistance online, by video call, chat or phone call, is realized through advice and information that does not require direct contact of the doctor with the patient (valid for the policy of voluntary insurance against serious illnesses and surgical interventions)
  • The policy holder is insured at all times during the policy validity period, both at work and in spare time, while the basic policy of voluntary health insurance is valid

Insured cases of cancer, heart attack and stroke include:

  • Malignant tumour
  • Myocardial infarction
  • Stroke

*in accordance with the insurance conditions

Insured cases of serious illnesses include:

  • Tumour
  • Stroke
  • Myocardial infarction
  • Coma
  • Embolism
  • Bacterial meningitis
  • Encephalitis
  • Hepatitis B and C
  • And many others based on the Insurance Conditions in case of serious illness and surgical interventions

*in accordance with the insurance conditions

The following body parts may be the subject of an insured event when insuring against surgery:

  • Nervous system
  • Endocrine system
  • Respiratory system
  • Digestive tract and abdominal organs
  • Heart
  • Arteries
  • Urinary system
  • Bones and joints of the skull and spine
  • Other bones and joints
  • Genitals
  • Eye
  • Ear

*in accordance with the insurance conditions

*the insurer's obligation does not exist in the events arising as a result of an illness that existed at the time of concluding the contract, due to the use of psychoactive substances, committing a crime, suicide attempt, engaging in risky activities or sports, etc., as stated in the Insurance Conditions in case of serious illness and surgical interventions